Buying a home

5 Steps to buying your new home

Buying a home is one of the most important milestones in your life, but it can also be a stressful time – but it doesn’t have to be. Knowing what you are getting into can help you take it one step at a time, and having a qualified real estate agent to walk you through the process can help you find the home of your dreams.

Here are 5 steps of the homebuying process:

Find a realtor

Finding the right realtor for you is an important step to begin your home search. Your real estate agent should be able to understand your needs and wants, and be able to show you homes within your budget.

Find out what you can afford

Meeting with a mortgage broker and getting pre-approved for your loan is the next step to buying your own home. You will want to know what your budget range is will tell your real estate agent what houses and neighborhoods to show you.

Make a list of what you want

It’s important to know what you are looking for in a home – including what you cannot live without, and what would be nice to have. This list should include not only amenities, but also locations, types of communities, square footage, and more. Some of the things to think about include whether you want to live in a family-friendly community (or not), if you want a yard, and if you want to do any maintenance.

Start touring homes

At this point, you real estate agent can start showing you homes that meet your criteria. Don’t worry if your list of criteria changes as you see what you can afford and what is out there. But make sure you are keeping open communication with your real estate agent so they know if things change, and if you want to see a different kind of home.

Narrow down your choices and keep your mind open. There is a home out there for everyone.

Make an offer

Your real estate agent will walk you through the offer process, including what they would suggest in terms of price and contingencies. Once an offer is accepted, your mortgage broker will then require additional documents to officially approve you for a home loan.


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